How FinTech Can Lead In the Creator Economy; 4 Challenges to AI Adoption in Fintech

Innovation

How FinTech Can Lead In The Creator Economy

I spend most of my days talking to people whose careers didn't exist when traditional banks designed their risk models. They're creators, educators and builders who've turned expertise into income streams. I didn't set out to build fintech for creators because I saw a trend. I built it because I kept seeing the same pattern: talented people generating real revenue, building real audiences and getting turned down for basic financial services because their income didn't fit a template designed in 1987.

Here's why I believe the current system isn't working for these entrepreneurs and why there's a growing opportunity for fintech companies to meet their needs:

AI

AI made him do it: Jack Dorsey lays off 40% of Block staff

“Intelligence tool capabilities have changed what it means to run a company,” CEO says.

4 Challenges to AI Adoption in Fintech

Transparency, scalability, and data quality could be holding fintechs back from harnessing the full potential of artificial intelligence.

Venture Capital

Rakuten Bank shares slide as fintech restructuring talks reopen

Rakuten Inc said on Wednesday it planned to resume internal discussions over combining its fintech units. Under the proposed plan, it will merge Rakuten Bank, Rakuten Card, and Rakuten Securities into one group, the company said in a filing.

Cryptocurrencies

Crypto-Backed Rule Expanding Trust Bank Services Finalized

A US banking regulator is expanding the services lenders can provide under a national trust charter, potentially giving financial technology and cryptocurrency companies another way to access the banking system while sparking an outcry from state regulators.

Digital Banking

How is FIS Using AI to Boost its Digital Strategy?

Global financial technology leader FIS has launched its Insurance Risk Suite AI Assistant to support the elimination of manual bottlenecks caused by the volume of technical documentation required to build and maintain risk models.

Technology

Why is Block Cutting 40% of its Workforce?

Block is cutting over 4,000 jobs, citing intelligence tools as the driving force behind one of the biggest restructurings in its history

Acquisition

Brink’s to Acquire NCR Atleos for $6.6 Billion, Creating Leading Financial Technology Infrastructure Company

The $6.6 billion acquisition of NCR Atleos by Brink’s marks a critical inflection point in the global financial ecosystem, signaling that cash logistics is not a legacy business, but a highly valuable infrastructure play. This transaction represents a definitive consolidation of the essential physical-to-digital interface, recognizing that managing the lifecycle of cash—from security to replenishment—is a necessary utility for retailers and financial institutions globally.

By merging Brink’s route-based infrastructure with NCR Atleos’ leading ATM software and expansive ATM as a Service (ATMaaS) outsourcing solutions, the combined company provides a single, scalable provider for end-to-end cash management.

NCR Atleos agrees $6.6bn sale to Brink's

The acquisition deal is expected to close in Q1 2027, with NCR Atleos set to be merged with Brink's digital retail solutions business.

Augmentum Fintech accepts £186m cash takeover offer

Shares in Augmentum Fintech jumped more than 25% on news the London-based growth capital investor has agreed a £185.7 million cash bid from Norwegian buyout group Verdane.